{"id":11,"date":"2026-07-09T07:21:37","date_gmt":"2026-07-09T07:21:37","guid":{"rendered":"https:\/\/fynixhub.com\/?page_id=11"},"modified":"2026-07-09T07:21:37","modified_gmt":"2026-07-09T07:21:37","slug":"disclaimer","status":"publish","type":"page","link":"https:\/\/fynixhub.com\/?page_id=11","title":{"rendered":"Disclaimer"},"content":{"rendered":"<h2>We are not a lender<\/h2>\n<p>Fynix Hub (&#8220;we&#8221;, &#8220;us&#8221;, &#8220;our&#8221;) is not a bank, lending company, or financial institution. We do not make credit decisions, disburse funds, or set the interest rates, fees, or repayment terms shown on this site. All loan products displayed are offered and administered solely by our third-party lending partners.<\/p>\n<h2>Rates and offers may change<\/h2>\n<p>Interest rates, maximum loan amounts, disbursement times, and promotional offers (such as &#8220;first loan for free&#8221;) shown on Fynix Hub are provided by our partners and may change without notice. Always confirm the final terms directly on the lender&#8217;s website before submitting an application.<\/p>\n<h2>No guarantee of approval<\/h2>\n<p>Displaying a loan product on Fynix Hub does not guarantee that you will be approved for that loan. Approval, loan amount, and final terms are determined solely by the lending partner based on their own credit assessment criteria.<\/p>\n<h2>Licensed lenders only<\/h2>\n<p>We aim to only feature lending companies registered and licensed to operate in the Philippines. If you have concerns about a partner&#8217;s licensing status, you can verify this directly with the <a href=\"https:\/\/www.sec.gov.ph\/\" target=\"_blank\" rel=\"noopener noreferrer\">Securities and Exchange Commission (SEC) of the Philippines<\/a>.<\/p>\n<h2>Borrow responsibly<\/h2>\n<p>Short-term loans can carry high interest rates if not repaid on time. Please borrow only what you need and can afford to repay, and read all loan terms carefully before signing.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>We are not a lender Fynix Hub (&#8220;we&#8221;, &#8220;us&#8221;, &#8220;our&#8221;) is not a bank, lending company, or financial institution. We do not\u2026<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-11","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/fynixhub.com\/index.php?rest_route=\/wp\/v2\/pages\/11","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fynixhub.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/fynixhub.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/fynixhub.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fynixhub.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=11"}],"version-history":[{"count":0,"href":"https:\/\/fynixhub.com\/index.php?rest_route=\/wp\/v2\/pages\/11\/revisions"}],"wp:attachment":[{"href":"https:\/\/fynixhub.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=11"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}